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Offset account calculator

See how much interest an offset account could save you, and how much sooner you could be mortgage-free.

Loan details
$
% p.a.
Offset account
$
$
Your results
Total interest you could save
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Loan term could reduce by
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Repayment (without offset){{ result.repOrigFmt }}
Total interest (without offset){{ result.intOrigFmt }}
Total interest (with offset){{ result.intOffsetFmt }}
New payoff time{{ result.newTermFmt }}
Balance over time
Without offset
With offset
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This calculator provides estimates only and does not account for fees, rate changes, or compounding variations. Results should not be considered financial advice.
VestaFi
Sydney-based mortgage broker. 40+ lenders. 15 years inside the banks.
Contact
Sydney NSW
Maison Brown Financial Pty Ltd · Australian Credit Licence #384704 · Credit Representative #570440 · Aggregated under Finsure
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.