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Mortgage deposit calculator

Work out your total deposit requirement, including stamp duty, LMI and upfront costs.

Your details

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Breakdown

Property value{{ result.propValFmt }}
Loan amount (incl. LMI){{ result.loanFmt }}
Stamp duty{{ result.stampFmt }}
LMI premium{{ result.lmiFmt }}
Transfer & legal (est.){{ result.otherFmt }}
Total upfront costs{{ result.costsFmt }}
Loan-to-value ratio (LVR){{ result.lvrFmt }}
0%80% (LMI threshold)95%
Total deposit required{{ result.neededFmt }}
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Stamp duty estimates use current state thresholds and do not reflect all concessions or exemptions. LMI (Lenders Mortgage Insurance) estimates are approximate. This calculator is a guide only and general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
VestaFi
Sydney-based mortgage broker. 40+ lenders. 15 years inside the banks.
Contact
Sydney NSW
Maison Brown Financial Pty Ltd · Australian Credit Licence #384704 · Credit Representative #570440 · Aggregated under Finsure
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.